FS Agri-Finance

FS Agri-Finance is an operating line of credit to finance the purchase of FS products and services for the crop production cycle. In addition to FS Agri-Finance purchases from South Central Service, your operating line of credit may include funds for other operating expenses.

Loan Applications

Personalized FS Agri-Finance programs are available only to FS customers. Credit limits, loan terms and loan conditions are customized to your farm operations. Expanded operating lines, revolving lines of credit, product emphasis, loyalty, and introductory finance programs are also available.

NEW! FS Agri-Finance FastApp

For loans less than or equal to $250,000.00, download our FastApp form here.

FS Agri-Finance Full Line Application

For loans greater than $250,000.00, download the Full Line Application here.

Contact us for more information.

Ag Finance Staff

Cheryl Short

Director

217-342-9231

217-994-2504

cshort@southcentralfs.com

Jenna Montgomery

Administrative Assistant

217-342-5100

jmontgomery@southcentralfs.com

We Understand Your Business

We’re uniquely positioned to give you the financial tools you need.

  • Your Agri-Finance Specialist understands the cyclical nature of agriculture.
  • We’re committed to the agricultural sector and have been financing agriculture for three decades.
  • In addition to your FS Agri-Finance Specialist, you also have access to your personal Account Credit Manager and Area Sales Manager.

Making Your Life Easier

Being in business today isn’t easy. FS Agri-Finance programs can help your operation run more smoothly and make your life easier.

  • Purchases may be automatically applied to your Agri-Finance account
  • Eliminates trips to the bank
  • No monthly checks to write
  • No missed discounts
  • No late charges on your open trade account
  • Requests for loan changes and additional funds may be made over the phone
  • One stop shopping provides flexibility and convenience when your time is money

Manage Your Cash Flow & Profitability

FS Agri-Finance helps you manage your bottom-line. Our financing programs offer these benefits:

  • Interest paid only on money used
  • No hidden fees or charges
  • No penalty for early repayment
  • Next year’s financing needs may be arranged before this year’s loan is repaid
  • Pick up available cash discounts and eliminate late charges on your open trade account
  • Match your loan repayment to your marketing plans and seasonal cash flow
  • Increased liquidity positions your cash most effectively
  • Competitive interest rates

FS Crop Insurance

We are knowledgeable Certified Crop Insurance Specialists who will answer any questions you have about your crop insurance needs. Call one of us today to ensure you have the proper coverage for your crops.

FS Crop Insurance Staff

Darren Zerrusen

Crop Insurance Specialist

217-342-9231

217-663-8521

dzerrusen@southcentralfs.com

Tony Deters

Crop Insurance Specialist, LGM Dairy Advisor, Certified Crop Advisor

217-342-9231

217-240-0143

tjdeters@southcentralfs.com